Taking on debt for sheets????????Excellent point, and I couldn't agree more!!
Those 3 in particular I see as perfect examples.
Quality shoes and tools that cost more up front are more than likely going to prevent VERY expensive medical bills later on.
Also, No less than 700 thread count Egyptian cotton on my mattress (and that's high quality too). Because Getting a good nights sleep on a consistent basis is (to me) a very important and valuable thing.
My wife and I are willing to take on a little debt for any of the above. We would never for my knives, or any of our other hobbies.
Dave Ramsey just rolled over in his grave.
Seriously, debt for sheets?
Debt for boots?
I got a boot fetish and consider it nescary. But debt? You need a better job, or cut back on coke and hookers.