Grain size can play a pretty decent role in how tough a steel is. Smaller the grain, the better. You mentioned two different heat treat protocols. OK, let's take a blade in 52100 that has been normalized, but not thermal cycled, and goes to hardening and comes out at 67HRC. Take another blade, 52100, normalize AND thermal cycle, harden and quench, and it also shows 67HRC. But the thermal cycled blade, due to it's smaller grain size because of the cycling it underwent, will be a bit tougher.
Another possible situation you may run into (guys check me on this...I believe this is correct but would like some verification or correction if needed) to get a tougher blade but identical RC values for both. Take two 52100 blades that have been normalized and cycled or whatever, they have received the same treatment thus far. But one is hardened at 1575°F, the other hardened at 1475°F. The 1475 blade comes out 67HRC, the 1575 blade comes out 65HRC....but ALSO saw a sub zero treatment, which brings it back up to 67 after the ice bath. Both blades are now 67, identical, but the one hardened at 1475 will be tougher, more towards lathe martensite than plate. The 1575/sub zero blade will have "too" much carbon in solution, and it's plate martensite matrix will be more brittle.
But your question posed in your subject line, "How do I reach max hardness without chipping?", is kinda difficult to answer. For me anyway! Let's see, max hardness out of quench with 52100 is going to be 67HRC or thereabouts. Can you use that as quenched hardness without chipping? Well, maybe a dedicated protein slicer in the kitchen....maybe. Max WORKABLE hardness without chipping is still pretty difficult to nail down, because of the variables in what is being cut, cutting technique, probably more variables that I can't recall immediately. I would say max working hardness with 52100, general use not babying the blade, maybe 62 or 63HRC. That is just an opinion from the peanut gallery here, and the max working hardness for 52100, may vary a bit.