Nah, not trying to scare anyone, Dan! I'm just like everyone else: learn the hazards and then pretty much ignore them!

But, Glen asked, so I figure I'd let him make "informed decisions", then!
As you pretty much said, we are an inherently unsafe bunch. I have so many grinder scars they could draw a small roadmap. I especially like the ones from the old Microfinishing belts, that nasty Mylar edge that slices and leaves a nice black scar from the embedded metal. Heck, those were cool, they usually hardly even bled!

You could keep on working and not call for the little lady to come cut some butterflies from the adhesive tape. Ever put acetone on a nasty cut to stop the bleeding enough to tape it up? Yowee, I say!
My latest was a few weeks back, trying to be cheap; gas welding, trying to get that last bit of weld out of a too-short rod, I felt some heat. Turned out the torch was bouncing off the metal and hitting my glove. The heat the glove absorbed was sufficient to burn all the way through the skin, deep. When the blister broke, it was more than an 1/8" deep into the skin. Took the whole backside of my ring finger off.
Trisodium phosphate isn't really dangerous, obviously, but it does react with protein (skin) to make soap. If I remember right it's called saponification. Sure makes for a clean spot on yer arm or whatever.

A dose in the eye can trash corneal tissue, so I thought it worth the mention.
Fuji --- Most of the folks anodizing things are doing titanium parts. Some even do "pen anodizing" to "paint" the colors on Ti. Mike Walker's wife, pardon me forgetting her name, pioneered the technique for knife use back in the 80's. Way cool technique.