Patina will happen regardless of the finish. Polished finishes resist destructive, red RUSTING on a wet/dirty blade a bit better, because they leave fewer and smaller recesses in the surface for moisture, dirt, acids and salts to cling to or within, all of which contribute to rusting. 'Patina', on the other hand, which comes as a result of exposure to the air (oxygen) primarily, is still going to happen, because the polished surface is still just steel exposed to air, and will react to the oxygen exactly the same way.
Having said all that, different versions of 1095 will actually be different in ways that can affect how they rust or oxidize. Differences in the purity of the steel, and in the heat treat & hardness can impact it. I've noticed on a couple of my Case knives (CV is a modified 1095), when forcing patina with a heated vinegar/water mix, there's a distinct, sharp transition to a darker patina back near to and including the tang of the blade. It just so happens that Case anneals (softens) that portion a little bit to facilitate crinking and other adjustments for fitting into the handle on multiblade folders. Coincidence?? Maybe, but it's potentially very revealing.
The mention of the Moore Maker knives is interesting to me as well. I have two or three Moore Makers that were made by Bear & Sons, in the period after Camillus shut down (they were previously making these particular patterns for MM). The 1095 in these knives has a darker look than other 1095 folders I compare them to, including one earlier-vintage Camillus-made knife in the same pattern from Moore Maker. They're also disappointingly soft at the edge, and don't hold a fine edge virtually at all. So, to answer the original question: in what I've seen, 1095 can be radically different, and can also represent some of the best or worst in blades, depending on where it came from and who worked it.
David