Busse Combat Account Pre-Pay Financial System

Demon613

Demon613

Joined
Oct 13, 2010
Messages
640
The idea of "shop credit" or "Busse Bucks" has been floated here before.

The idea that you, or someone wanting to buy you a gift, could purchase a Busse Combat gift card.

Previously, I supported the idea.

Those days are over.

Introducing the latest in "Dear Jerry" customer lamentations :

Busse Combat Financial Center

Accessible exclusively from the Busse Combat website, you first log into your existing account.

You will notice a dollar sign (user configurable to $ £ € ¥) next to the Cart icon.

Upon clicking on this money icon, you are directed to your financial center. This is where you pre-load your account with money, kind of like a prepaid phone card or credit card.

You can also, a la PayPal, or some other means, generate a link to your account whereas anyone else (friends, relatives, strangers on the Exchange, et al) can directly deposit money to your Busse account.

This may seem redundant to people that micromanage their bank accounts.

For slackers, idiots, and those who compartmentalized the financial aspects of their lives, this is a godsend!

Instead of making sure to always keep $400 - $600 in a bank account, and not touch it, while waiting on an unpredictable "ding", one can simply put that money into the knife account and forget about it while paying bills and buying groceries.

Someone owe you $20 for a bet at work?
Grandpa wants to give you $100?
Wife or cousin (same person?) doesn't know what you want for Christmas?

Have everyone dump money in there.

You want to transfer $50 a week into your account just to build it up while waiting on something that trips your trigger?

You can divert money "out of sight, out of mind" from your "spend on everything" bank account to your "Busse Only" website account.


Demon Disclaimer :
I have been sick all weekend and may be under the influence of a sufficiently impairing substance that what I have above typed is either untenable or completely insane.
 
Sell an item on the Exchange, instead of eating a fee from PayPal, or being a dick and saying "add 3.5%" so the potential buyer now, not only has to pay a higher price, but do math!?

You can have the guy who wants your blade put that money on your Busse account.
 
You will still need to link a secondary payment source, so that if you run out of funds, the remainder is paid normally.

So, if I have $500 in my account, and I order a $650 knife, when I put my credit card info on the order, I know I will end up paying only $150 from that card.

Unless I spend the next few weeks adding $150 and receive zero "dings" on that card.
 
And maybe even...

You can "pay" other Busse accounts.

Like, I transfer $50 to Tinfoil Timmy's account, from my account, and he sends me a jar of air, pre-cut with INFI blade.
 
Illogical. There are a lot of ways to set money aside for things, including some pretty nice computer programs to help you manage your funds. You could even get a piggy bank, or bury a can full of cash in the back yard. The cash can of course be used for any number of things as well if an emergency happens.
 
zmbhntr said:
Illogical. There are a lot of ways to set money aside for things, including some pretty nice computer programs to help you manage your funds. You could even get a piggy bank, or bury a can full of cash in the back yard. The cash can of course be used for any number of things as well if an emergency happens.
Click to expand...

My idea was to keep it exclusively digital and to have the money for Busse knives automatically allotted so that I can "fire and forget" an order.

I don't want to have to transfer funds.
I don't want to dig up a treasure chest.
I don't want to have to remember to keep X amount in the account.
 
Blade Runner 7 said:
Really?
Click to expand...

How many people pass the buck when someone pays with USPS money order because they need to recoup the costs of driving to the post office and waiting in line?

Blatantly passing the cost of using the payment method YOU select isn't exactly charitable or even reasonable.
 
You have one feedback since you joined nearly 5 1/2 years ago. I don't think you have enough experience in the exchange to call people dicks.

You might notice that a good percentage of people do it this way. Calling all of them dicks isn't going to win you any friends here. Maybe you should tone down your language.
 
Demon613 said:
I don't want to have to transfer funds.
I don't want to dig up a treasure chest.
I don't want to have to remember to keep X amount in the account.
Click to expand...

This makes very little sense. All you are attempting to do then is to postpone the inevitability that you won't have enough money in your Busse bank. In my opinion adds unneeded complexity, not the contrary.

Demon613 said:
How many people pass the buck when someone pays with USPS money order because they need to recoup the costs of driving to the post office and waiting in line?

Blatantly passing the cost of using the payment method YOU select isn't exactly charitable or even reasonable.
Click to expand...

PayPal is a convenience, and one that costs sellers money. Many sellers provide the option of sending a MO or "friend" payment without the 3.5% additional charge. You have the option to not buy any knife, nobody is forcing you. This will be my last comment in this thread; honestly, I feel like you are being unreasonable and not really thinking things through.
 
Blade Runner 7 said:
You have one feedback since you joined nearly 5 1/2 years ago. I don't think you have enough experience in the exchange to call people dicks.

You might notice that a good percentage of people do it this way. Calling all of them dicks isn't going to win you any friends here. Maybe you should tone down your language.
Click to expand...

Feedback is not compulsory upon completion of transactions. If it was, I would have more.

If I seek friendship I will find a forum dedicated to such.
I am here for blades.
 
zmbhntr said:
This makes very little sense. All you are attempting to do then is to postpone the inevitability that you won't have enough money in your Busse bank. In my opinion adds unneeded complexity, not the contrary.



PayPal is a convenience, and one that costs sellers money. Many sellers provide the option of sending a MO or "friend" payment without the 3.5% additional charge. You have the option to not buy any knife, nobody is forcing you. This will be my last comment in this thread; honestly, I feel like you are being unreasonable and not really thinking things through.
Click to expand...

I have previously prefaced my initial comments with a disclaimer in reference to my cognitive abilities.
 
Demon613 said:
Feedback is not compulsory upon completion of transactions. If it was, I would have more.

If I seek friendship I will find a forum dedicated to such.
I am here for blades.
Click to expand...

Duh. Everyone here with feedback, knows that. Still my point remains.

Typical canned response.

Let's try a different angle. This is a family friendly forum. Don't be a dick by calling others dicks.
 
Not something I would use. I don't like to have my money tied up. I simply pay with credit card and then pay it off after I get dinged.

But I think the idea could be alright if it would be easy for Busse to implement and manage.

As for the other thing, who cares. Why all this bickering about a silly side comment.
 
Probably not worth what Jerry would have to pay in legal fees to make sure he wasn't violating banking regulations or something.
 
This is getting ugly Boys and Girls-Let's discuss politics, Trump, Clinton, Rubio etc
 
Kirkwood said:
Not something I would use. I don't like to have my money tied up. I simply pay with credit card and then pay it off after I get dinged.

But I think the idea could be alright if it would be easy for Busse to implement and manage.

As for the other thing, who cares. Why all this bickering about a silly side comment.
Click to expand...

As a business owner that occasionally offers people lay away during the holiday season I can attest to this. Managing other peoples funds is a big pain in the you know what. I have people that do not pay on the agreed time, I have people that put things on hold and never come back, people that pay some then come back in a month or two later and DEMAND the money that they put down and then there are those who are trying to get something a bit nicer for their spouse or kids that they would not normally be able to buy. I am not even getting into other people paying on other peoples accounts. It is an accounting nightmare. I now only really do this if someone is showing a real need and basically personally asks me to do so. It is a mess. For instance I have two occasions. One guys buys item X and agrees to a payment time and plan. He makes the first couple of payments then never comes back into the store. He comes back in more than a year later and makes a payment while one of my clerks are working. I come in and see a not that this person made a payment. By the way his contact information is no good. So now we are almost three years into this thing and he has made 4 out of 12 payments. I still have the item but I have no clue how to contact this guy. Next one is a lady that has been paying on an item before Christmas. It was an item that stopped carrying so I had to order it in for her. She paid all the way up to the last payment, changed her mind, came in and wanted her money back that she paid on it. We gave the money back and it took me forever to sell an item that I discontinued because I was not selling them much anymore. I have to eat some of the costs to get rid of it. Long story short with something like this is it takes someone to manage, it has to be transparent and it is a total pain for the business owner. If I was Jerry I would not touch this with a ten foot pole. It is a great idea in concept, just in reality it only works for the person that puts the money in. It costs the business owner time and trouble. Oh one final thought. You pay taxes on the money in layaway. So if they return and want their money back and you paid that quarter then you have to add in the amount of refund on your next quarter to ensure you have not paid taxes on something you did not sell. See how this can be a mess?
 
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