Credit Card thieves.

JD Mandrell

JD Mandrell

Joined
Apr 20, 2001
Messages
18,423
Well, apparently someone has got my CC account numbers.

I only have 1 card, and I watch it like a hawk and pay it of every month. Last night I checked to see if a recent small <$15.00 purchase had cleared yet, and noticed over $280.00 in "pending" charges.

Checked it again this afternoon and it was now over $750.00 in "pending" charges, so I called my CC's 24 hour line, and sure enough there were 3 charges over $200 each, 1 online and 2 at a Dick's Sporting Goods in Pennsylvania (never been there in my life), under the name "G. Gutierrez"..which sure ain't me.

They shut the account down and I won't have to pay for anything that isn't mine, but this just pushes me one step further towards that no CC lifestyle!

BTW, it was an Amazon.com VISA for those that have them, you might want to check your account to.
 
If I were you, I would immediately check your credit report. There may have been new accounts opened in your name as well as the Visa # theft. I would have a fraud alert placed on my credit files by all three credit reporting companies. My daughter had her card number stolen and before she knew it, accounts were being opened as far away as NY is from AL. Some accounts she did not even know about until they started collection efforts. The turmoil has been going on for over two years now. She is still suffering the effects of the theft. The bonding on her business almost did not renew because of erroneous credit information. Also go to the local Police dept. and report the theft of your number. You may need this report later if accounts start showing up elsewhere.

Sorry for your loss,
But you do need to follow up, it may not be over yet.
Jim
 
JatMat said:
If I were you, I would immediately check your credit report. There may have been new accounts opened in your name as well as the Visa # theft. I would have a fraud alert placed on my credit files by all three credit reporting companies. My daughter had her card number stolen and before she knew it, accounts were being opened as far away as NY is from AL. Some accounts she did not even know about until they started collection efforts. The turmoil has been going on for over two years now. She is still suffering the effects of the theft. The bonding on her business almost did not renew because of erroneous credit information. Also go to the local Police dept. and report the theft of your number. You may need this report later if accounts start showing up elsewhere.

Sorry for your loss,
But you do need to follow up, it may not be over yet.
Jim
Click to expand...

Thanks, will do.
 
My wife and I have one credit card with a 500 limit. We almost never use it. I keep a small account open for ebay purchases seperate from our bank cards. Thieves make me sick. I am sorry for your loss.
 
This not being W&C, I'll not speak of kicking and fire for the thief.

Good thing you checked! :thumbup::thumbup:
 
:thumbup: what JatMat said.

We have a 'check card', attached to a checking account. If anything goofy comes up, the bank calls us. We'll probably never have a regular credit card again.

thx - cpr
 
I just recieved a call from my Master Card. Someone used my card # and bought a plane ticket with Kuwait Airlines. They did it online. New cards are on the way. Dirty bastard. Probably a terrorist.:mad:
 
AMeX caught the fraud on my cc in a matter of hours. They said the typical pattern is one small charge to see if the # is any good. .99@iTunes in this case, and then they go for something larger: $200@ bed bath and beyond -w/ my card. This happened @ 5am , by 9am the card was cxl'd and only the .99 paid.

These guys can get your number with number generators so it isn't merely a matter of keeping the # protected which is hard enough to do. I was glad Amex was paying attention.
 
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great that you caught it in time, I had the same thing done to me and had to take them to court. It only took us about a month to get everything taken care of....
 
annr said:
. . . the typical pattern is one small charge to see if the # is any good. .99@iTunes in this case, and then they go for something larger: $200@ bed bath and beyond -w/ my card.
Click to expand...

That's exactly what happened to us. Somebody in Malaysia was spending $10-$15. at a time, and we never did that with our card. That activity flagged the bank, and they called me. They closed the account, and several hours later $1k+ in charges was trying to go through.

In six month's time, I had only used that card three times, one for a birthday present for my wife, from Amazon. Visa & Amazon later found out some bottom-feeding, gutter-dwelling (edited) in a bookstore in Texas had stolen our card #, and about 500 other card #'s too. I hope they slow-roasted that (edited) (edited) on a spit, over a low fire. :grumpy:

thx - cpr

ps - edited, since this is Community.
 
Wunderbar said:
I just recieved a call from my Master Card. Someone used my card # and bought a plane ticket with Kuwait Airlines. They did it online. New cards are on the way. Dirty bastard. Probably a terrorist.:mad:
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Bamm!! I was hit again. This time another credit card. Bastard made online music download purchases. Twice in one week! My bank thinks that www.knivesrus.com has been targeted by scammers. This was the only place that I made a recent purchase with the second credit card. My bank is going to contact them and let them know. :mad:
 
cj65 said:
My wife and I have one credit card with a 500 limit. We almost never use it. I keep a small account open for ebay purchases seperate from our bank cards. Thieves make me sick. I am sorry for your loss.
Click to expand...

Your bank cards aren't safe, either. 5 years ago, I had two different bank accounts (my personal one, and one my wife and I shared) hit for a little over $500 each. First we knew of it was when my wife was buying groceries and her bank card was declined for lack of funds.

Bank of America didn't make us pay, but it was still a hassle getting the cards changed.

Both thefts occurred at Walmarts in the Seattle area. The bank representative told me that Walmart would do nothing whatever to pursue the thieves, preferring instead to take the loss. Seems it costs more to pursue the thieves than to just write it off.:rolleyes:

I guess thieves know how much they can get away with, and charge accordingly.:grumpy:
 
I realize it's an old thread. but FYI, for anyone that read through this, like i did. Change your credit cards and debit cards. i've had my numbers stolen twice. "It isn't hard these days" said the bank teller. i asked him "do you get this a lot?" ..."you have no IDEA!" i told him that i tend to come into the bank 2 or 3 times a year and change my debit AND credit cards. he said that's probably one of the best things you can do. so you don't have your numbers on a silver platter for the world to take a bite! speaking of which, i also asked how easy it was for "thieves" to take numbers, or what's the most common way. he replied, restaurants...really?! so he broke it down for me...
ok, you walk into a restaurant, you order your food, you eat. you some how piss off the waiter/server, guess who's taking that credit card away from you and charging it?..you guessed it, that POS!

bottom line....change cards frequently. you're only saving yourself from future trouble. OR.. pay cash, when you can.
 
Cougar Allen said:
Maybe it's just me, but I can't see how that can possibly help. :confused:
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If you do a lot of online shopping, your numbers go around the block a few times. by changing your C.C. # you pretty much give yourself a fresh start. speak with someone at your bank/credit union and see what they'd recommend.
 
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