Hey, what do you mean burning motor oil smells like crap?
I use a 50/50 mix of 10W30 and ATF. It is cheap, just goto Miejers and buy the lowest cost stuff they have. I usually use my quench oil at room temp, eventhough it is not the best way. You should heat it up to the 110 to 140 range. By heating the oil, you lower the viscosity and it cools the steel quicker.
Now, just remember, with 1095 and other high carbon steels, all you are trying to do is get your temp below the nose of the TTT curve, after that you have around 15 minutes to get the temp down to room. The nose of the TTT curve is about 1000 deg f and .5 seconds.
The small amount of testing that I have done so far was to heat the 1095 to 1550 deg F, quench in 80 deg oil (50/50 mix), set on bench until at room, and then put in the freezer for 9 hours. My three test sample all came out to right around 64 HRC. Then did two 1.5 hour tempers at 350 deg F for a final hardness of 59 HRC.
The one test I did with my molten salt HT, I quenched in room temp water and the initial hardness was about 66 HRC. Eventhough 1095 is technically a water hardening steel, I don't thinck many would recommend that you use water as a quenchant. If you don't have all your forging/grinding, stresses removed, you will most likely get warped or cracked blades.
Just my $0.02, hope it helped.
Edited to add:
This might help you, well, it helps me anyway.
http://www.engr.ku.edu/~rhale/ae510/heattreat/sld001.htm