L6, I have a thumbstud I ordered from Knifekits that is a small screw (probably 2-56) but it has a little "shelf" on it that fits a 0.120" holes, I think (actually the same size as through-drilling with a #1 combo bit, I found out in a pinch!). It looks like Darrel Ralph uses his universal thumbstud, which is designed about the same way as far as I can tell, on some of his folders, but maybe I'm missing something.
L6, my folder problems are multifaceted:
1) I make mistakes (sometimes I ream incorrectly, etc).
2) Some of my tooling is worn out (worn out 3/16" ream makes a VERY tight fit)
3) I tend to try to take the easy way out (unclamping the two halves of the scales when drilling and reaming instead of leaving them clamped together. Also not a good way to make matching holes!).
4) I have trouble tapping perfectly straight holes (problem that will be solved when I get a tapper from Higgins soon).
But, each one is a little better than the previous one. I made an ALMOST functional one this weekend. I could probably bash it together, and that's the goal, but I think if I can order some more tooling and get some things squared away (maybe clean my workshop?) that I'll be able to manage it.
Oh, and whoever recommended ceramic belts for Titanium, and slow belt speeds, were right on! What a difference!