I think they call that a Ground fault breaker also..FWIW
knowing what to do about stuff that will kill you. I use a meter or a house current 220 volt test light to test the breakers in the box. between internal box ground and the positive side of the Breaker. it's the fastest way to test the breaker.
a continuity test could show a connection but may not carry a load, this could be a danger in the way of
thinking that there's no problem with it and then looking else, where remember grounds can loosen and loose contact also, causing an incomplete circuit.
I will argue the point that a breaker can't be used as a switch though..
yes they were not designed to do this...BUT
the 220 V double breaker
( which is by the way just 2 stacked 110 breakers on two legs of power) for our Hot water heater was used to turn it on and off for many years every day and is still working today ( maybe they just don't make them the way they use too
and still, in turn I've had others fail without ever touching them and tripping only once.... there is always an exception I guess..
but remember
getting killed by voltage only hurts you for a sec. but will hurt loved ones for a much longer time.. $100.00 is not much if you don't know what you are doing..have no doubt about it..
edited to change no fault to Ground fault..thanks Stacy