My personal property coverage is greater than the value of my personal belongings. My understanding of the benefits of a rider is when you have high value items, and continue to acquire high value items that exceed the limits of your personal property coverage. My problem is, I didn't have proof for many items; the forms of proof they would have accepted are receipts, photos, a video walkthrough, etc... I have already started uploading photos and videos to my Amazon Prime cloud, but I have to believe there is an app that will do what I have in mind....it seems there is an app for everything.
But, hindsight is 20/20, and I suppose I became complacent in regards to my "domain" being secure...