Knives and Insurance

[zzyzzogeton]

I started this thread---
http://www.bladeforums.com/forums/showthread.php/1152033-Knives-and-Insurance

over in the General Knife Forum, but since several folks never get over there, I figured I'd reference it here.....

For those folks who have expensive and/or large quantities of knives/guns...... check with your insurance agent on whether or not your home owner's insurance covers your stuff... many don't unless they are 'scheduled' or specifically itemized in some manner.

 

[cschol]

Thanks for the reminder.
I have a Rider for the guns and bows, but none of my blades are included. Its time for the annual re-quote, so I think at least I can add the blades to the rider.

 

[22-rimfire]

I priced adding a rider to my homeowners policy and it was way too expensive for me (due to the $ involved). I can pretty much "protect" stuff from normal buglery risks, but the fire issue is one that I have exposure to. Since my brother's home burnt to the ground a few years back with all his "stuff" from many years of life and outdoor interests, I am very aware of this risk. Some good stuff went up in smoke that day....