I used to carry a loaner, and sometimes I used this loaner myself to cut sloppy, wet or muddy things. One year ago this loaner would probably be a 3-inch Opinel OP-84. For awhile this year, I carried a SuperKnife. My attitude now is "go buy your own knife."
I got tired of answering stupid questions, that is, until some sheeple needed something cut and then I was their buddy. I had loaned razor sharp Microtech USSOCOM Tantos to self-styled 'experts' who did the usual 'omigawd, do you have a bandage' idiocy. I even carried bandages for a while.
Now I carry a Strider for MY use. I keep it razor sharp on an Edge Pro for my use.
I flatly state the truth to people. I say, "Go get a box cutter, this Strider is worth more than your car payment."
Too many idiots, too much damage, too many times looking for an oily rag to clean 'the expert's' blood off of my knife.