A great deal has been written on similar threads as this. Personally, I got interested in Sebs as my knife collecting got more serious. I've always used or had a pocket knife of some kind since I was a kid. My great GrandFather & GrandFather gave me pocket knives when I was little (About 7 or so). I also remember playing with my Dad's Camillus Vietnam era Pilot survival knife from when he was in the Navy (He still has it).
The point is, I think there comes a time during your "knife adventure" when it starts to make more sense to get a Seb. Nowadays, you can trade for or buy a user off a Forum for a bit less than retail, just to try it out. One of 2 things will probably happen. You'll either decide it's just not your thing & get rid of it (Selling or trading it for something else you might like), or you'll really like it & probably get more CRK's (Whether they'll be more Sebs, Minandis, a FB, or a combinition thereof is up to you).
For what you use a knife for (At least from what you wrote), you can definitely get something far less that will do the job (A Bradley Alias I or II comes to mind), but I don't think you'll find a knife that has all the characteristics a Seb has in one knife (F&F, great design & lock, beauty, & consistency-every Seb seems to work the same, no different). Some have mentioned getting a custom for a similar amount of money, true, you can. While I have not had very many knives compared to many of the members here, I have had 2 custom folders. They were VERY nice, but what the Seb brings to the table is consistancy/performance that's the same for each & every Seb. You can't say that about "most" customs.
Having said all that, I'd really like to get a Hinderer, though.
Good luck with your choice & don't forget to post pics.