Well fortunately there even IS an internet to order from.

I think of my modest 50k population town as being small. This town is butted up against another that is around 150k.I guess yours is a tad smaller.
Right, I'd rather buy cheap(er) tools that work just as well, or fine tools. If you are fairly handy, and I get the impression that you are, then I see no reason for not working around some of these items.
Things that I have, but don't feel like I really needed, or couldn't figure out on my own include-
Safety skiver. It just shaves leather. Pretty easy to mimic Imo.
Adjustable gouger. As Tal mentioned in his thread, a barrel sanding drum on a dremel could do the job. I could have used one of my woodworking gouges, or simply cut it out by hand.
Bone folder. I bought one, but also made one from scrap micarta. G10 would be even better.
Wool daubers. Nice, but not really necessary.
Awl. Yeah.
Edge beveler. I'm still up in the air about this one. I made a simple tool with a fresh xacto blade and tape. If you hold it just right, it does a laudable job of making a clean cut.
And on and on...
The biggest problem with making my own tools as far as I can tell, is not having a copy to base a design off of. It's hard to make a properly working tool if you don't know exactly how it works. I mean, you can guess, but you'll never know if it's as good as a store bought item.
The bottom line is that I'd probably buy everything if I hadn't spent hundreds (or more) of dollars on knifemaking, and now sheath making supplies. The wife sees all of it as the same thing!