Most people call it ten ninety-five. There may be significane in the pronunciation, because each of the numbers stand for carbon content, and the content of other important elements.
I'll update if I can find something on a quick search, otherwise, it would be much appreciated if Mete, Mr. Cashen, or some other man more knowledeable than I would chime in.
Edited:
Found at
http://www.homemetalshopclub.org/news/may99/may99.html
It doesn't say anything about pronunciation, but I figure that by dividing it into "Ten" and "Ninety-five" you get the message clearly across that there is not enough of anything in the steel to make much of a difference (ten), and that it has .95 percent carbon content (Ninety-five).