If you want it bright and shiny then SS is more for you, 1095 is going to patina regardless unless you really make efforts to keep it polished up. I guess if you're in the habit of a quick buffing with a Sunshine cloth at the end of each day it'll look great. For me, as far as rust I've had little to no problem on any of mine. I live in the desert and you're in a far more humid climate so you'll have to watch yours more carefully than I do here. YES they turn grey, but NO they're not rusty. In hot summer if I'm perspiring then pocket moisture can leave pepper spots on the spine or springs of the knife, but a couple minutes with a Sunshine cloth should have it looking spiffy again if that's how you like it. I just don't worry about any of that. I don't let red rust spots linger, but darkening I don't bother with.
I just don't fret over it myself. My knives do darken over time with a greyish patina and that's just nature taking it's course. If you use it and carry it then that's how any of the carbon steels are going to be. Just enjoy the knife and carry it, that's what it was made for is my opinion. Patina has nothing at all to do with how it works or it's sharpness. But for those who like it shiney just spend a minute or two with a polishing cloth and you'll probably be just fine.