What do you do when paid with a worthless check?

Joined
Feb 24, 2000
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At the last Atlanta Blade show I sold a knife and was paid with a check.
Today I got the check back from the bank and it is no good. I have sold over 1000 knives over the last 23 years and this is the first time I have ever had a customers check returned.
Have you ever had this happen?
What are my options?
By the way, I now have 100 good reasons not to accept personal checks.
It's really too bad I would like to believe that everyone at a knife show is honest, but I guess not.
 
Hunt him down an give him a chance to make it good.
But also tell him that if he does`nt then you are
putting the word out on him on all of the knife
forums. Right or wrong thats what I would do...:grumpy:
 
Hopefully theres a good reason it bounced and he will make good on it. I am always leary taking checks from people I dont know. So far so good but you never know. Hope it works out for ya.
 
Give him a chance first, as it might be honest mistake(though if I was going to blade show and planned on using checks I"d put every red cent I had in checking account ;) ) but if he doesn't make it right, plaster his name all over.

And if you're bank charged you a fee for the bounced check he should pay for that too(just like those little signs up at any store)
 
The Blade Show is a trade show. Trade shows for whatever reason are covered under federal postal laws. It is considered the same as mail order.

Give the guy a chance to not only make good on the check, but also to cover any fees you incured. You should remind him that if he doesn't it is a felony, and you will have no choice but to turn a copy of his check over to the Postmaster General. If he doesn't believe you tell him to check with his post office.

I have had very few bounced checks, and you know, they all made good after hearing this piece of information.

Good luck,

Pam
 
Kill him.
Or do as Pan suggests. She is right.
jf
 
Jerry,

If you let me use one of your "wolf's tooth" hunters I'll go and kill him good...:D

Royal 7,

If you haven't spoken with him yet, I suggest you do so first, and if needed, convey the information Pam has provided. It could have been a simple oversight and the person will be more embarrassed and upset about the fees his bank will charge him than anything else.

-Jose
 
Originally posted by fisk
Kill him.
Or do as Pan suggests. She is right.
jf

LMAO!!..........;) :D And also what Pam said. I really didn't know that about trade shows. That is great info, thanks.
 
hey i bounced a check on ironwoodbydon because another supplier charged my check card twice :mad: i got my account credited from the supplier plus fees and sent don a cashiers check with fees.
 
Was the check returned "NSF" (not sufficient funds) or "ACCOUNT CLOSED"? If it was NSF, he may have just gotten caught 'short' and should make it good. If it was returned ACCOUNT CLOSED, he knew what he was doing, and that makes it 'THEFT BY CHECK', which is a crime, and that, coupled with the Federal offense tie-in, should convince him to do some serious sucking-up to you. Good luck.
 
Let's all hope the address and phone info on the check is correct... I take checks from people all the time and figure if I get ripped off it won't kill me. But I'd sure be leary of taking any more checks. Don't look down on everyone that wants to pay you with a check. Most people are honest, and this guy probably is too. Good luck!

Dave
 
yup give him a chance
all of the above and
I believe your district attorney will prosecute it also..
no charge..I know they will here in Maine..but you
have to attempt to contact the guy..did you look at ID with the Check too
it has to be done drivers license # and the bit..

I like it :D Kill him LMAO:D :D
 
Thanks for the suggestions. I have written him a letter and we will see what happens. For some reason payment was stopped on the check.
I have taken lots of checks at lots of shows and this is the first time this has ever happened. I guess I will need to be a lot more careful in the future. It's just like after I had a knife stolen from my table I got a lot more careful about watching my table when there was a crowd around. Thanks again.
 
I sincerely hope this was an honest mistake and you get your money, but....
I would not be surprised at all that, if you didn't get to see a couple of pieces of ID, then this is probably a stolen check beinbg passed. Even then it could still be a scam. Trade shows, flea markets, etc, are marvelous places for stolen checks to be converted to goods that can be sold on the street for cash. This is especially true in the fertile grounds of a convention city like Atlanta. Lots of people eager to sell goods and not wanting to put off a potential customer by asking for verification.

I am of the opinion that legitimate show-frequenting knife buyers should have cash. It is understood that these type of shows are cash and carry. If one had to take a check, they should offer to give the person a receipt saying the knife will be shipped after the check has cleared and that the maker will pick up the S/H. No objection, then you know you have a legitimate buyer. Anything else and I'd be suspicious. If they are in a big hurry, or don't immediately write the check into the book register, that's another clue you're getting ripped.

I would write Blade, and ask if they have had other enquiries about this John Doe passing bad checks. I wouldn't be at all surprised to find out there are a number of makers who have been scammed by this same person.

Good luck, I hope I'm just being over-suspicious.
 
AHHH to throw gasoline on the fire!
Mr. Fitzo's philosophy would save me a lot of money. Being a dumbass and therefore honest, I and my wife (AKA Nan the collector) wrote checks and credit cards at Blade, enough to make several sellers cover their table costs. Just think, no more impulse buying! Yipee!!! I could stop getting all that natural handle material that doesn't look good in the catalog. We are all winners.
If it were understood that knife shows are cash and carry, then who are all the dumbasses that bring credit card machines and check verification systems to the shows. The average public is not cash carrying. You can't stuff a wad in a Gucci wallet. You are crazy as hell if you think I am bringing a couple grand in cash to Atlanta or any other urban blight area. As much as I love the Raleigh area, nope, not there either. Some do it sure, but most people won't. It is only the small gun show circuit that seems to live on cash.
At Blade my wife left her purse in the restroom. Some kind soul turned it into building security. We could have covered the checks that were out there, and credit cards are cancellable and dealers repayable. Cash lost is cash lost. We got away with just a good scare. If it had been full of cash would we have been so fortunate??? I would like to think so, but there is this doubting voice in the back of my head....
Royal 7 said himself that he has only been burned once in over 23 years and a 1000 knives. I am willing to bet that he has lost more knives or damaged more than he lost in that one check incident. Ask him how many sales were enabled by accepting checks? Even one bad check is too many. On that I agree. But it has been a small cost of doing business for him. I have been burned in my camera repair business, but overall checks have been beneficial.
Mr. Fisk told us at Uncle Al's to remember that no one out there needs a custom knife. He is absolutely right. All the knife I need is at the soulless Wal-Mart. The knife(excuse me, knives) that I want are on your tables and buried somewhere in my mind. Any barriers you place between the knife buying public and yourselves will only hurt the seller. Wal-Mart is open 24 hrs and takes checks.
Knife making and selling is a business. It is open to all kinds of risk. Cracking in the quench and bounced checks are both risks of doing business. Both break my heart, but they can be minimized. I bet most of us have lost far more in defective material costs, inclusions, our own dumbass mistakes, and poor postal delivery practices. Hammer straight, Grind well, follow the basic rules, and only a few are lost in the quench. Take a few minutes and talk to the customer. If he leaves a slime trail, don't offer the check option. Or get a check verification system. Better yet, as Mr. Fitzo suggests, get at least 2 picture ID's, LOOK AT THEM, and I ask to see the check register. I tell them to cover the amounts, I just want to see that they are keeping track of them. Credit reserve on accounts makes the amount useless anyway.
Shipping knives is not practical for all buyers. Some, like me have been ripped off by the guy in brown shorts enough times. The post office guy only has pickup hours during my work time and I have had several packages that were sent back before I could get to them. Got to work to pay for the goodies. Remember, make a sale difficult and the customer is on to the next table. The postal costs at $7-10 per sale, plus the makers time at the post office will quickly make one or two bad checks look cheap. 1,000 knives X $7.00 = you get the picture.
Artists sometimes feel as if their angst should be a shield from the problems of the world. It is. But you screw it all up by selling, that is business.
<Flame Shield On>
Enjoy, Ken
 
Well, Mr. Ken, I guess you have your opinion and I mine, so I'll let it be at that. You wanna pay with a check, and the maker will take it, more power to you. I ascribe to that adage "In God We Trust...all others pay cash". Differences in experience, apparently. My entire point was that major shows are ripe ground for con artists.

You wanna rag on me about anything else? You seem to be inclined for personal attack, and a modicum of hyperbole. Not nice, but then you claimed honest, eh, not nice? I too, pride myself in my honesty, but never, ever claim that I'm not an a$$hole. Perhaps I have a jaundiced view of my fellow man, but then that's my problem. Thanks for the reinforcement.;)
 
Hi,
Actually I enjoy meeting opinionated people. My point is that we should strive to be flexible in dealing with the buying public. That to me includes checks and credit cards when it seems suitable. I have not considered refusal of a check to be a sign of *******ism. These are many out there for various reasons like to leave a light paperwork trail. Others have been repeatedly burned, and still others need the cash to cover the hotel bill and food for that night.
So far I have been burned twice. But I have found the costs to still outweigh the expense. The biggest damage usually to my psyche for not figuring out how I got taken.
Anyway, I do not mean to insult Mr. Fitzo or any other non-check takers. If it appears personal, I am sorry for that. If I were a better writer, I'd be writing Harry what's his A$$ novels instead.
I just believe that as a general business practice, I feel checks should be a part of the mix if the seller is comfortable with the buyer. If not, I don't know of anyone who feels insulted. Just that sometimes a sale will be lost.
I am cranky this week anyway as I am busy practicing what I learned the last couple of weeks and the @#$% mosquitoes out here are bigger than sparrows. I can't stop to swat until after the piece is in the fire. We need a thread on how to stop gas forges from attracting bugs.
Enjoy, Ken
 
Hopefully you get your money. It sounds a little funny that there was a stop payment put on the cheque. That makes it sound like this was done on purpose.

Personally, I would never expect that I could use a check to purchase a knife at a show. I would however expect that Travellers' Cheques and ID would be ok. I would not feel comfortable carrying that much cash.
 
Yeah, I apologize for my outburst. I had just come in from changing a $400 slashed tire. Seems the ghetto rats were restless last night and had a spree in our alley.
I live in that urban blight you spoke of, having watched a once-decent neighborhood become a throughway for the lowlifes in the projects a block away. Progress, the politicians call it; the rabble, by virtue of subsidized housing, got to move into a modest working class neighborhood and thus keep the crime statistics "improved" because now they commit crime all over instead of in one district, and the "averages" look better if there's crime everywhere. Instead of prejudicial ghetto-ization, we all get to enjoy the benefits of the sociopathic mentality spawned by the generation-to-generation hate of the chronic ne'er-do-well crack addicts and hookers. Instead of the "uplifting" that the liberals envisioned happening to the "disadvantaged" by moving them in, what has actually transpired is that the criminal mentality gets an entire new venue to practice their skills in.
Sorry I let an attitude about not trusting infect this thread; it's just a disgust that has developed over years watching people who try to do the right thing and trust people get screwed by the scum.
I should obviously stick to trying to answer questions that I have some info about and keep my rather anti-social opinions to myself. :)
 
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