I wish I had room for a folder! I have several REALLY nice ones, ones I love... but one pocket is for keys and the other for my S&W 442 or 340PD (shhhhh don't tell anyone!). So... I carry a Busse BAD in a BADASS sheath every day, for cuttin stuff.
Well.... whatever you have to do and whatever works for you.
I would think you guys in Minnesota could carry all kinds of stuff with lots of pockets and belt sheaths all covered with tons of jackets and clothing almost all year. ... freakin' cold up there. :barf:
On the other hand, it is FREAKIN' hot down here in Texas lately. Most of the last week has been around 102 - 108 range.

:barf: ....
I would sure like some highs around 70 - 85 and lows around 55 - 65.
Anyway, I am not sure I understand why you Minnesotans only have two pockets.

- I generally have 4 pockets.
If wearing shorts, jeans or casual pants, I generally carry a 3.5" to 4.0" folder in my right rear pocket (right handed).
I try to keep my keys carried to a reasonable level and have actually ground off large amounts of the key heads on a couple rarely used keys to keep size and weight down in my pockets. I have even redrilled the holes in some of them to shorten as well. I keep my car key on it's own remote fob and other keys with mini flashlight on another. I always carry keys in front right pocket and I generally have one of two folders in that front right pocket with my keys. My current favorite rotation is my modified Benchmade 707 Sequal. Sort of my smaller front pocket companion to one of my favorite rear pocket larger folder my (modified) 710 in M2. I ground the top ramp off of both the 707 and 710 and made subtle handle fitting mods. The ramp didn't work for me.
My other front pocket favorite is my cut down Leek. I cut the handle and blade down to 3.25" closed. I find about that 3.25" closed is about what I can tolerate in my front pocket.
In shorts and dress pants, I generally carry my wallet and a Swiss Army Executive in my front left pocket. In jeans, I generally put my wallet in right rear pocket with my large folder.
I pretty much never use my left rear pocket unless I have some notes or receipts or something.
I have a 360PD, but don't carry it much. I need a LOT more practice with it..... or something. I am VERY accurate with a bunch of my pistols including a fair number of "smaller" autos like my Kahr P40, Glock 27 with pinky extension, Kimber Ultra CDP, and others, but I can't hit squat to my liking with the 360 snubbie - ESPECIALLY with .357 in that little Ti/Sc. The little thing is a bugger to control. Not exactly friendly with .38 +P either. Honestly, I don't like shooting it. But, it is very light.... I guess it might be too much to ask for something that is equally light, carries well AND I can shoot well.
Anyway, if carrying a pistol in "pocket", it would have to go in the front right for me and that would change things out of my system. I would probably just use a belt holster and a loose shirt.
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