DN: "Now with that in mind why did you chose a credit card rather than other payment options Busse accepts like a money order or check?... Do you use credit card because it's the easiest method and you plan to pay it off before the grace period is over? or Do you use credit card to get around reality just long enough to make that golden purchase of a new knife thinking to yourself you now have unlimited years to pay for it?"
I don't buy things which I don't have the money for. Ever.
I do purchase with credit cards because it's the easiest method; and I always pay before the grace period is over. But that's not the entire answer. I also pay with credit cards because of the many other advantages which credit cards confer:
1) The grace period is an interest-free short-term loan. If you can make more with your money than the rate of interest you must pay on the loan (which is easy to do when you pay 0% interest during the grace period), then you do better to take the loan and make the money.
2) You can rack up airline travel miles, and other goodies, with some credit cards.
3) Some credit cards automatically tack an additional year onto the warranty. (Obviously, this is not necessary in the case of Busse knives, due to the unconditional lifetime warranty.)
4) Consumer protection (i.e., I can cancel the charges, and get my money back), in case of dispute. (Again, this reason seems very unlikely in cases of Busse knife purchases, based upon my positive dealings with Jerry.)
Using credit cards to bury yourself in debts you can't comfortably pay is irresponsible; but, if you use credit cards wisely, they can be well worth using.
Nemmy, I hope this doesn't seem rude: It sounds like you need someone to teach you how to handle money. If you don't know any bankers/investors/financiers who can help you, perhaps you should take classes, or read books on the subject.
--Mike