I have made a ton of chisels, lathe, carving, carpentry, some carving knives and some planes too. You don't need a surface grinder, just a granite block, some abrasive and a bit of patience, and if you flatten the bottoms on the belt first, getting them dead flat doesn't take much work.
I prefer tanged chisels with a ferrule for carving and lathe work. Sockets or tangs are fine for carpentry. I tend to prefer tanged chisels, but if you want to sell them, you will get more for a socketed chisel.
F
errules - I have never bought a dedicated ferrule, but at that price, why not. I just turn the handle, drill (undersize) for the tang, cut a length of tube for the ferrule, turn the end of the handle down to just barely proud of the tube's ID, and tap the ferrule on (I like to use an adhesive too). Remount the handle, either in a 4 jaw or between centers, either way, registering the tang hole for the live center in the tailstock. If I am using copper or brass for the ferrule instead of steel, I cut the tube a bit longer than my tennon and use hardened, polished steel rod to roll the lip of the ferrule. If I use a steel ferrule, I don't do this, rather I just trim the steel ferrule to be flush with the end of the handle. If you are going to turn metal of any kind on a wood lathe, I prefer carbide to HSS. If you are turning steel, carbide is basically required (as is a very light cut and precise tool control). If you don't have a variable speed lathe that can drop down to 100-200 RPM, I would avoid trying to turn steel.
While I like sorrels videos on the subject, I won't forge most lathe chisels. HSS is a bit of a pain to forge and heat treat, and you can buy it cheap (prehard) in the sizes you need for lathe chisel blanks. The only lathe tools I will make from HCS are either low use specialty chisels or sometimes thin parting tools. I also have made a ton of carbide tipped chisels.
For carpentry chisels, I prefer laminated construction. Makes the post HT grinding much easier.