The pocket clip will shred your pockets, yes. But I like to know that my knife will still be there when I need it.
A Mini-Recon is my work knife right now, because rules prohibit fixed blades.
The pocket clip, as I mentioned, will hold tight through things that will leave you with broken bones. If you're going to be running, climbing, river rafting, or some such thing, your knife will stay where you put it.
The Triad-lock is every bit as stout as other people have said. I let others borrow my Recon with no worries. Cold Steel's marketing is over the top, but it also gives me confidence, knowing the blade will fail before the lock does.
I have noticed that the front edges of the handles give me a hot spot during heavy cutting, but I have to push very hard before this happens, and it is about that time that I also feel the slabs starting to flex. That's how I know it's time to stop using my muscles, and go use my sharpening stone.
One final consideration is that the lockback is harder to move when you don't mean to. Before this, I used a framelock, and I put enough pressure on it one day to start moving the lock. It worried me, and I started looking for a different knife.
I have never had that happen with my Recon.
So, say what you want about Cold Steel's marketing, or their steel choice. I would like to see some things done differently, too, but that would raise the price. As it is, their knives offer a number of features that work together to make a reliable product, and the prices are low enough that you won't cry if it gets dirty.
For work, that's good enough for me.