there's two ways to look at knives that are coated
a) you plan on maintaining them
b) you plan on sending them out for any maintenance required.
If you go for option b, then it's pretty much leave everything stock and don't worry about it since someone else will be working on your knives.
If you go for option number a, there are several benefits/detriments.
pros:
1) once brought to a rough satin, the rough satin can be restored by hand with sandpaper
2) any time there is rust on your knife, sandpaper
3) if you have a bead blaster, you can bead blast it any time theres rust on it, and the finish will look new pretty much indefinitely
4) if your kydex messes up your hand satin, re sand it
5) even during the most abusive tasks, satin doesn't look *that* bad, unlike coated knives which look like someone took a hammer to your cars paint job.
cons:
1) rust, as much as infi rusts anyways. Moreso with sr101 and sr77. with a coated blade only the exposed sections will rust (unless you got a fluke with bad coating, at which point you send it in for new coating)
2) higher maintenance (if you want it to look ni ce/be rust free at all times) (though barely higher)
3) shiny, if you want your knife to be low glare, something like urban grey is the better choice.
4) if you choose to strip under the handle scales, you will have invisi-rust. You'll never know if your handle is being eaten alive by rust until you remove the scales and check.
5) lack of matching camo. If you want your knife to match your bdu's or you have a favorite color, you only have the option of handle scales when the knife is satin or bead blasted.
in betweens:
1) I have no idea which is more people friendly. people are more used to seeing knives with a satin finish so they might me more accepting of it, or less accepting because 'OMFG HE'S GOT A KNIFE!'
2) Value is soso. I'd say that a stripped knife is roughly equivalent to a user in price.