Everyone's risk tolerance is different. Most people use rubber gloves so long they are no longer protective against viruses so,
I feel most of it is a false sense of security. Yes, I have plenty of Nitrile gloves for painting and handling blood products. If you don't change them often, they lose their effectiveness. Then there is the issue of properly removing them. Personally, I'm careful with what I touch and wash my hands with REAL SOAP and WATER!
Most masks really protect others, not yourself so, keep that in mind (assuming you are not wearing an N95 or better mask properly). Preventing sneezes and coughing spread is the goal of most non-medical face masks FWIW. In my case, where a store requires it, I just fold a bandanna in half and tie it around my neck, for cosmetics mainly as I live alone in a farmhouse in an area with extremely low infection rates that are likely mostly in the prison system or the nursing homes in the county.
Your best option is to reduce your risk by only traveling when necessary even though
quarantine tourism is trendy right now. And, no I won't be going to the beach or a crowded bar this holiday!
The reality is that until enough healthy people develop immunity NATURALLY, the vulnerable among us will remain at greater risk. Herd immunity is the best near term protection for vulnerable populations. Continued forced isolation is causing great harm with people missing cancer treatments, stroke care for fear of catching the virus if they go to the Emergency Room, then there is mental health and forms of domestic abuse that are harming vulnerable populations as well.
Think this is overrated, try getting a dentist appointment or heart stint? Got a broken arm? Too bad... Preventative healthcare?
I hope I am wrong and a vaccine is created in a few months but, I honestly don't see even an expedited vaccine development process getting distributed widely prior to the 'fall flu season'.
Whether people will have a job or any money to pay for a doctor visit, food or, rent is a different topic.
The financial damage done to most people will linger long after the virus runs its full course. The elites will continue on with minimal negative outcomes but, the 'working classes' who will remain jobless for the long term is a truly scary prospect.