I too would prefer to spend my time shaping a blade verses hacking out the basic shape. To shorten my low cost method, Hack Saw with a Bi-Metal Blade, I use a touch of bee's wax while I'm cutting. After I've cut 1/4", the blade is starting to heat up and I run a block of bee's wax along each side. You do not need to coat the blade, just a little bit on both sides covering the length of your stroke.
What I can not get out with a hack saw, I use an assortment of flat and half-round Mill Bastard files ranging from 4" all the way up to 16". Trust me, a 16" Mill Bastard, Course Cut, can rip a blade down so fast that you might consider letting it cool down...
As a test, I tried a "speed cut" on a 9" drop point hunter with "finger groove". In a little over 22 minutes, it was done.
PS, the bee's wax lets me use a saw blade for several blanks and BIG, REALLY BIG files makes the rough cuts go quicker...
Hope this helps,
Bruce