I wouldn't get hung up on knives being made in China. It's a fact of life. Lots of Chinese companies have gotten very good at it too. With a sub-$100 requirement, most of your better options are going to come from China. Civivi is an obvious recommendation precisely because they tend to deliver high quality for the price. I'd also say that about their parent company in the next tier up. WE Knives really impressed me in 2021.
If economic patriotism is going to be a factor in purchases, I prefer to do it at tiers where Americans or Westerners are more competitive and the dollars I spend will make a bigger difference. Effectively, that's custom knife makers and smaller companies like TRM.
As far as liner or frame locks, I like them. I've carried knives with various locks over the years, from back locks to Axis locks. I carried a Spyderco with a compression lock just the other day. Following basic folding knife safety and using quality knives, any difference in strength is negligible to me. Since my favorite action involves flippers and caged bearings, I mostly carry liner or frame locks and I've gotten very used to it.
BTW, which Civivi did you get?