The goal is to keep the tang of the blade on (top) of the lock bar/insert. So, having only a slight percentage of contact on either end is bad, let's say 5-10% at the minimum, as we know 15-20% is ok adjusting for lock and lock cut out thickness.
ZT 0450 is lock draws more attention to me, as it does others, just because it adjusts a lot, so a lot of feel happens in between for many. It begins >50%, but is easily manipulated and can be pushed to the other side, but I think it's designed with that in mind considering the distance between blade and handle for the washer is the same as the detent, with the size of detent ball clearly a deliberate choice so it can act as a stop. There's not enough space for the blade to ever fall off on that side and if it's moving toward that direction, it shouldn't be tipping over the other side, so it looks okay to me. The lock may not feel safe but it looks safe to me, relatively.
Now how much contact to each side depends on designs and I guess mat strength. Go with your gut. It if feel weak, old, unmaintained, tampered, unsafe, trust your instinct.
Edit: maybe like 1-3% cause there are knives that sit at 5% like the BM 761/765.