It's great if you have college lined up, perhaps a car too. That's a good spot to be in for a 15 year old. Money is powerful though. I'm not here to give you financial advice, but there's alot that can be done with 20 grand. Spending $3,000 on a knife that some guy on the Internet told you to buy is not responsible.
If you're really set on spending that much, be 1000% sure that this knife is what you want. I've been through quite a few knives, custom and production. I know how it is to spend over a grand on a knife or two, and then suddenly, there's something else you want.
A $3000 knife won't necessairly make you happy either, happiness can be had for much less. Example, those Thorburns I posted above total something like $1,500, I usually carry them all the time. Recently, I spent $255 on a custom slip joint, and it's kicked the Thorburns out of my pocket because currently, I like it more. Perhaps you don't even need to spend over $500 if something can satisfy your wants/needs for much less, perhaps you do for "bragging rights", who knows...
My point is, once you dive into spending over a grand, it's a personal experience like some here have already said. But if you need to ask someone what knife you should spend it on, then that a problem right there. You should know what you like and don't like if you're going to get into the custom game and spend that much... Don't buy your way in for "bragging rights" over a knife, buy something that fits your tastes and style.