well written phil, and you make some good and valid points.
other than what has been mentioned previously, i would like to add one point i did not see regarding ankle holsters.
in addition to the problems you mention, there is also a good enough probability that a firearm in an ankle rig will come out when jogging or running, that i refuse to wear such a system.
one coworker told me he was in foot pursuit of a suspect, only to see a revolver rolling on the ground in front of him.
thought 1: damn, the suspect just dumped a gun.
thought 2: damn, he has a gun just like mine.
thought 3: damn, my leg sure feels light.
thought 4: damn, i know why my leg feels light and why he has a gun just like mine.