I typically carry two folders, one IWB and the other in my right front pocket. The IWB is just to the left of my center line, and in accessed with my right hand. The knife that is IWB is hard, if not impossible, to reach when seated. However, it is hardly noticable when worn with a belt, shirt untucked, or black clip on dark pants. Usually when traveling the IWB is the only knife i carry. It is true that a reasonable knife clipped to the pants is not typically a social no-no, but depending on the size of the blade, or even the blade type you could wind up with legal issues if a law enforcement official decides give you a hard time. Not something you are likely to encounter, but it is something to consider.