Very interesting topic here. Being a new knife maker, i find myself worring more about how much to charge for a knife than actually how i receive payment.
I have tried in the past to get half down, but buyers have also been burned by knife makers and are leary of paying money up front to "unknown" makers. Needless to say, at this point in my career, i don't charge half down, even for something that is out of my realm.
For example, I had a forum member inquire about a Viking style dagger and if I could make one for him. I said I could but i wanted half down. He had been burned before and was not willing to do it. So I agreed to make the knife anyway, because it is a challege for me, and give him the first right of refusal when the blade was complete. Granted, I am about 4 weeks past when i thought the knife would be finished, but hopefully he understands that it is a potential non-sale, and I need to complete confirmed orders first.
But anyway, to try to make this short and not fill up a complete page with one reply; I think Pendentive hit a really good point.
We, as makers, enjoy and get lulled into this false sense of security with the "knife community". We all love the craft and are willing to share our knowledge to others, in the ultimate hope of taking the "art" to the next level.
However unfortunate though, there are still those people out there that want something for nothing, and will do what they can to get it.
Me, being a new maker, I have to give the benefit of the doubt to a potential customer. BUT, I have the luxury of being only a part time maker, whose income does not rely on knife sales to make a living, so I can "afford" a few "learning experiences." Thank God I have not been burnt yet, but I also don't let anyting leave my shop until it is paid for.
Trusting someone is something that I think is inherent for all humans to extend to others, but we live in a world filled with Cons and Thieves. What makes its worse is when it is a Military person because of the respect and gratitude I know we all feel for the sacrifices thay have made.
I just wish it could be different. This is not the first thread on the topic, and I am sure it is not the last. i just don't know how you full time guys can handle it when somebody takes food out of your kids' mouths.
Anyway, i have rambled long enough, and I still don't know what the morel to my story was. Sometimes it is just sad.