Money CLip vs. Wallet

I used to carry all my cash, credit cards, etc. in one of those large black paper clips with the silver arms that fold back over (which I would be wiling to bet more people here use than would admit;) ). Then, about a year ago I did an extensive search at both stores and on the internet. I settled on the Victorinox (Swiss Army) Civilian.

It is relatively difficult to describe exactly how wallets work; it is much easier to just handle and/or see multiple pictures of a wallet, but here goes. The Civilian is similar to the Fossil wallets (which I used to use, but the money clip on the outside got loose and no longer holds fewer than about 10 bills). On one side is an ID holder that pulls out from the top which is mainly used for a driver's license, and on the other side are two horizontal credit card slots that can comfortably hold 1-3 (for six total) cards per slot. The middle of the wallet is the place where the currency is held. This is hard to explain, but two of the four sides of the middle part are sewn down so that currency/receipts can be inserted between the front and back of the wallet. Imagine two pieces of leather sewn together ONLY on the left side and bottom of the wallet, allowing currency to be inserted by opening the top and right side of the wallet. I really like this feature because it allows currency to be concealed inside a front pocket wallet that does not fold in any way. This makes for a better looking product IMO because the cash is hidden; not to mention that no one can see what type of cash you are carrying. Plus, the whole wallet remains amzingly thin, even when filled with cards and money.

The direct link to the Swiss Army site is http://www.swissarmybrands.com/acb/...tNumber=36451&CATID=9&CurrentPage=1&pcount=35 In the pictures you can see that two sides of the wallet, but unfortunately it does not show the middle pocket where the currency is kept.

I have used my Civilian wallet for more than a year and it has held up extremely well. I am a big fan of the Swiss Army Travel Gear line from the wallets to the suitcases, bags, etc. I have several pieces of the Travel Gear line and have been very impressed by the design and quality of everything.

Bucky
 
A jewler made a 14 carat gold money clip with my name on it over 30 years ago and I've carried it daily since then.

I have a small leather card case that holds 4 cards which is the maximum I carry. Usually it's just kept in the vehicle in case I need a credit card or D.L.
 
I tryed the CRKT KISS knife as a money clip and found problems with money clips in general. First, I had my money split between the clip and wallet. But this lead to my having to worry about two pockets and not just one. Tried having them both in the same pocket, but that defeats the point by having all the eggs in one basket. Sure a pickpocket or thief won't go digging for money, but the chance of the clip falling out outweighed the added security. Extra money can go in the sock or in an ankle wallet. Safer and more controllable. The idea of losing my ID and credit cards is far worse so I plan on buying the cheapest thinest wallet I can find and put that in my back pocket (I already carry my main wallet in my front pocket, better control). Of course, I would only carry it when I travel, don't carry enough money to split up otherwise. Put spending money in the thin one, maybe an old ID and phone cards in it but remember, looks won't matter to a thief on the move. But the time he takes a good look at his catch...too late! Only question is about the credit card. The "fake wallet" ploy does not work if you use your main all the time. I like sticking to the one card but a second card with low limit and interest rate might made a better "spender" card?
 
Very cool. Bucky, I think I have the idea of that wallet. Thanks!

Jeff, thank link doesn't work, it's basically empty (that is, the link name looks fine, but the html contents are empty so I don't know the actual URL). Could you check it out and re-post it? Thanks!

Joe
 
Joe,

You will have no problem fitting those items into the wallet. I carry all of those items and more. I also have change in the coin pocket.

I have set up a link to the the version without the coin pocket. The picture gives a better idea of how it works. There are two slit pockets that can hold several credit cards or similar cards. The bills (up to 20), slip under a plastic clip and then the leather strap secures them with velcro. There is an internal pocket which is secured with velcro which is where I keep business cards. I also put a Grocery store savings club key chain barcode in there. My version has a zippered coin pocket on the back. It fits great in a front pants pocket.

http://www.sharperimage.com/us/en/catalog/productview.jhtml?sku=KT128BLK

They also have a croc skin version:

http://www.sharperimage.com/us/en/catalog/productview.jhtml?sku=RA600

You can probably pick one up for half price at the Sharper Image auction site. Just do a search for wallets.

http://auction.sharperimage.com/os/SR.jsp

Hope this helps,

Axel
 
Money clip. CRKT kiss, small with tanto blade and bead blast finish, it works great as a money clip. For some reason, i loose my wallet a lot. So i keep my wallet with ID, credit cards,etc in a pocket that is buttoned or zippered and does not have easy acess, and a money clip which hold money in my front pocket. I also have been carrying fifty percent of my money in a small pouch on my belt incase i get pickpocketed.
 
Here's a useful paper folding project worth having in your repetoire. Scanned at 96 dpi for most screen resolutions.

<img src="http://www.xmission.com/~phatch/images/paperwallet.gif">
Phil
 
Very nice. It holds my (US) bills and all my credit cards and comes in lots of colors and patterns.

Mostly, it is very, very, slim...just what I like.

Thanks!

It just isn't as sturdy as <a href=http://international.3m.com/intl/CA/english/centres/home_leisure/duct_tape/dt_wallet.html>this one</a>.
 
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