If you wear a repirator with a beard:
test by placing hands over the filters and sealing them. if you can stil suck in air, they're not sealing.
another way is to get a volatile solvent like gasoline, acetone, whatever, and see if you can smell it. with HEPA+organic vapor cartridges, you shouldn't be able to. nor will you ever spit grinding-dust black. either failure is a sign that you're not protecting yourself.
I have a beard, too. OSHA federal regs state that beards are incompatible with cartridge respirators because of the probability of a poor fit. Most heavy beards will render them poorly functional, but a small beard or close-trimmed may still pass. do the tests above.
Supplied air respirators are the way to go, of cource, but very expensive. I spent over a grand to get the one I have from AireWare. They make a less expensive one for just dusts, a visor that will help to a significant extent. Dave may chime in on how his works.
As for the expensive model, it kicks butt! PITA to keep the battery charged, and both replacement batteries and cartridges are expensive. Also a pain to have to strap the belt on each time, and it does weigh 5-7 pounds hanging on yer belt. However, since I start coughing trying to draw air through a half-mask, this was the way to go for me.