Don't be a worry wart about the money thing like me Tuff. Believe me, they WILL send you a bill. Don't try and pay 'em anything til then, and even if it says you owe 'em a bazillion dollars, don't sweat it. Just send 'em what you can reasonably afford. It will take 'em thirty days to credit your payment and generate another bill to send. Repeat above indefinitly. Be nice to hurt parts. long soapy soakings will help loosen it up as it heals, Vitamin E and coco butter too.