NFL Contract Question

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Sep 2, 2004
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I know, odd question, but I just noticed that Deuce McCallister tore his acl and is out for the season. NFL contracts are not guaranteed. So, if you are hurt in the first year of a three year contract, can they just cancel your contract for the next year?

I assume there is some sort of injury buyout that insurance pays for, but was just wondering.
 
I think the contracts are set up so that if you are injured while playing, you are still paid until you are healthy. Then the team can release you(and not pay your salary) if they want. Stars like McCallister usually get a big signing bonus. If they were to release him, the signing bonus would count against the salary cap for the current year and not pro-rated over the length of the contract.
 
Thanks. I think its odd they won't guarantee a 5 year contract but will give a guy a 10 million dollar signing bonus. I'm sure it has something to do with the labor agreement and "capology".
 
A signing bonus only counts against next years salary cap, right? If so that would be the reason to not guarantee a contract. The contract would count towards salary cap for it's duration.
 
My understanding is the signing bonus is pro-rated over the length of the contract(unless the player is released).Example: Player signs a 5 year, 10 million dollar contract. He receives a 5 million signing bonus. The salary cap hit is 2 million a year(1 mil for bonus and 1 mil for salary) over the length of the contract. If he was released in the 3rd year, they would take a 3 million hit on the salary cap for the original bonus paid out.
 
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