The BladeForums.com 2024 Traditional Knife is available! Price is $250 ea (shipped within CONUS).
Order here: https://www.bladeforums.com/help/2024-traditional/
I don't see them mentioned yet, but I think Spyderco's Delica and Endura deserve mention at this price point. Very good slicers, nice build quality, and carry well.
Oh, good lord. Pry with the thing if you want to. If you break it, which is unlikely, you're out maybe $40. Light prying never hurt anything. And I've yet to meet the folding knife that didn't do better at prying that one of those keychain tools. And I have several. On my keychain. And they suck. In my experience. Best use for them is opening a beer.

I'm going to completely free with this. Kershaw has a great deal of knives that will fit your budget and meet or exceed your expectations. When I first started getting serious about my knives I was well served by my Kershaws. Great for being on a budgetAnd ixnay on the Gerbej... In my humble opinion based on my own experience Gerber has sadly become one of the most disappointing knife companies, producing low quality crap more often then not... Mystery steels, poor heat treatment in their better steels, you are FAR better of with a Buck, Kershaw, shoot, even Schrade Smith&Wesson (same maker as schrade) then wasting your money on a Gerbej. My $15 schrade cuts circles around, and is 10x's a better all around well built solid knife then my $20+ Gerber was... Shoot, for $40 I'd even buy a Morsa or Firma from Kilimanjaro before ever buying another Gerber. And I know nothing about them, but they look sharp, and company has gotten some decent reviews from a few reputable places. I know it won't be worse then Gerber though.
I would recommend to avoid doing any prying with any folding knife, just get a cheap mini prying tool like the Gerber Shard and hang it on your keys, they cost under $10 and will save your knife from almost certain destruction. Then you can go with a Kershaw Cryo II (bigger blade than the first Cryo), should be $40 or even less.
I second the utilitac from Ontario. Where in NY. if in the city I recommend inside the waist band as pocket clips are targeted by the fuzz