My wife and I went there this past winter. I am from up state NY and love the cold. My wife is from S FL. The Marine Corps has always put me on the beach and in hot climates. I want to retire to Montana, Colorado, the Dakota's, or somwhere like that. She want's to stay in FL. SO it looks like TN is a good compramise. I can't believe the housing market there. It seems the dollar still has some value there. Is there a catch? Taxes?