For work I have everything including my duty belt of course. For when I'm off this is what I always have:
1) Main EDC blade - Sebenza 21 - clipped front right pocket
2) multi tool - Leatherman Skeletool (was SAK farmer for a while) - clipped to right rear pocket
3) mini bic lighter - front right pocket
4) Chapstick - front right pocket
5) Checkbook (western) style wallet - rear left pocket (checks, debit cards, book of stamps - urban survival/bill paying stuff to keep the modern shelter and horses maintained

)
6) Ruger LC9 - riding 3 o'clock on the belt either IWB or OWB depending on clothing
7) iPhone 5 (original 5 from a year ago) - front left pocket.
8) Badge - about 2 o'clock on the belt in front of Ruger LC9
So no matter what happens I can fix/repair things with the multi tool, cut with my EDC (touch up shave too sometimes), start a fire, call for backup, take enforcement action for emergencies, and most importantly pay the bills so I can keep the modern shelter (house), horses (cars), and smoke signals (internet) working
