I think that's definitely more common than people realize...
I've said it a dozen times (not that me saying something repeatedly makes it true or important but in this case it happens to be both...)
People tend to overestimate their degree of cool exciting risk and underestimate their degree of mundane, boring risk.
That is why we all have cool knives, guns, water filters, and sleeping bags rated twenty degrees colder than we need, instead of an extra bar of hand soap, a cell phone that is fully charged, and a flu shot.
Thinking about the calamities and disasters is COOL.
Thinking about getting sick from not washing your hands is LAME.
Thinking about home invasions is COOL.
Thinking about stepping on a nail is LAME.
Thinking about terrorist attacks is COOL.
Thinking about RRSPs is LAME.
I am not being facetious...the cool things really are cool! The lame things really are lame! I like exciting stuff, and I don't like boring stuff. But the reality is that life is boring and most of what is going to happen to you - even the adversities you will experience - are boring.