Clearly the 20 CV will be easier to maintain, however, I do not think the 3V is that difficult. Especially compared to O1 steel, which I have a lot of and use quite a bit. Given your student status, perhaps going with the lower maintenance steel would be the better option for the time being. Your time to play in the woods with knives is likely limited, so you probably don't want to spend the extra minutes with maintenance. I do not own any 20 CV, but I do have the GSO 4.1 in M390, which is very similar. I have to say that this knife is plenty tough for it's size. I can beat the snot out of it as much as I can beat a knife of this size with no problems at all. I doubt that you will get into anything that would be problematic for the larger models that this steel is offered in either.
If I could only own one, and I had midterms and finals to worry about, I would go with the 20 CV.