The Big Dui Chirra Model !

Go for it. You'll have your entire adult life to repay it.

My nephew, Travis, borrowed the max amount when in college and used the money for all sorts of things -- like engagement rings for his galpal, 3 or 4 computers, cars, clothes -- nothing for educational purposes. He went to the bank recently to borrow more money and was shocked at the interest rate the bank wanted.
 
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