I really wouldn't worry about it. If you either mirror finish the blades, or hand sand to at least 6-800, preferably 1500 or more, rust really won't be an issue short of real neglect like leaving it out in the rain. Day to day use kept in a sheath, I wouldn't worry in the slightest. If you do something like gutting a fish or dressing an animal, just hand wash it with warm soapy water, and give it a light wipe down with gun oil before putting it back away.
A cost of wax on the blade can be a bit of extra insurance as well. Furniture wax (such as Johnson's or minwax paste wax) will work, but microcrystalline (Renaissance wax and others) or carnauba wax will be a bit more durable.
There isn't anything wrong with bluing and parkerizing for a knife, just don't expect them (bluing in particular) not to get scratched up over time. The paint like coatings I'd personally never use, but that's just a combination of my personal taste, and how many knives I've seen with them look real bad after a few months of use.
As surprising as it may seem, a mirror finish will both resist scratches better, and not have them be as noticable as something like cerakote, durakote, ect