Better spending habits is the way I ve always characterized getting high value folders. Defined as folders that are relatively cheap considering their quality. Which is why I no longer consider buying a $400 plus knife when I can get essentially the same performance for $200 or less. Ability to buy has little to do with it. It s more about susceptibility to marketing. More money in my wallet, and less clipped IWB. All part of my education about the hobby of collecting and using edc/work knives over the years.