Many years ago, late one night, I received a somewhat deep stab wound in my right thigh (don't ask). Went to the hospital and got stitched up. About 2 or 3 weeks later I get a bill for over $900! My insurance didn't go into affect until a day or 2 after the hospital visit! Don't you like when the doctor pushes that long q-tip type thing into the wound to make sure nothing is in there?! good times....