How do you afford it all?

I work a pretty good paying job, my overhead to live is very low as I have no debt except a little that I string along on purpose for building my credit (which I know is a debatable method). At any rate I save heavily, once something comes along that trips my trigger I don't feel so bad for an occasional splurge. Plus I only maybe buy a knife once a month tops?
 
If I tell you I'll have to kill you...I don't mind telling you! [emoji57]
 
Most people never get to enjoy the fruit of there work because they save every penny they make or most of there money . be responsible and enjoy your life . Pay all your debts stay dept free and save some and enjoy the rest .
 
wtlj said:
If I tell you I'll have to kill you...I don't mind telling you! [emoji57]
Click to expand...


I just got an 0456. Come at me, brah. I'll drop it on your foot, blade closed. You'll be wearing a moon boot for months.

(The thing weighs just shy of 7oz...)
 
New technique: I just found out I won the ECCKS grand prize custom Smith/Frederick and I'm blown away. New technique for affording customs- win!
 
The answer is always more, that is making more. You will never make more by focusing on getting by with less. To be sure I'm not talking about not saving so please do not misunderstand. It's like so many of these post refer to selling knives in lean times, you should work smarter and harder to stave off lean times or to make them go away. The thought of selling to pay bills should never enter your mind, never. You should resolve to not only keep what you have should you still desire to possess it and to also possess more should you desire that as well. That happens with more income not less you can save and be frugal but there is simply no substitute for more money, it is a mind set and a life style that was touched upon by a previous post by jbmonkey in this thread.

Hard work leads to more income but it requires sacrifice and not with being frugal but missing out, tomorrow is good Friday and all but a national holiday in my part of the world. Everyone is boiling crawfish and hanging with family and friends. I'll be on a new job 70 miles from my house by 9 am, there till noon getting it started and then on to my farm to fill feeders, change camera cards, blow leaves and sticks out of food plots, feed the fish in the pond and some bush hogging before sun down. Saturday I'll be in the office all day, Sunday I'll be off until 7 pm then I'll hit it from 7 to 10 pm to get a jump on the work week. That is the sacrifice I speak of, so while others are off and relaxing you have to put in the extra time, period it's the only way it happens. I'm not home much I'm either working at the office are at our farm tending to the deer and bass so my son has a place to enjoy but when we need or want something we buy it. That said over this 3 day holiday weekend I'll work all but about 8 hours of it on Sunday, however the work at the farm on Friday afternoon is something I really enjoy so it's not really work.

Please don't take this as arrogant but your post is about the question How do you afford it all, well there it is for me. Also and most importantly I consider it all to be a blessing from God and try to constantly give him the credit, praise and thanks for it.
 
I dont spend any money from my job on hobbies and such. I have a two cabins in the sawtooths i stay at most of the year and rent one of them year round. I do not have a very lucrative career so investment properties have really given me the ability to have much more disposable income to do what i love! Plus mountains of Idaho are truly a must see for any outdoors men and isnt a bad place to wake up in the morning either!:D
 
Idahonotu said:
I dont spend any money from my job on hobbies and such. I have a two cabins in the sawtooths i stay at most of the year and rent one of them year round. I do not have a very lucrative career so investment properties have really given me the ability to have much more disposable income to do what i love! Plus mountains of Idaho are truly a must see for any outdoors men and isnt a bad place to wake up in the morning either!:D
Click to expand...

Plus Idaho is a non extradition state :D
 
I decided to set a knife ceiling, as some have mentioned. I've been trying to own fewer better quality pieces, while still enjoying cheaper Spydercos and such. Used to be that $50-70 on a knife was high to me, but now a $100 knife is my "beater". Generally speaking, I think it comes down to personal standards and mindset, as talked about above...personal expectations! Life is full of unexpected expenses and tragedies, but I try to keep a strict upgrade policy for everything in life, physical, mental, spiritual. I mean the next car I buy definitely will be nicer than this one. The next place we live will be an upgrade. No downgrades for me please! And ALWAYS grateful recognition to the Man above! :D
 
I also not a social butterfly, I'd rather be at home. I save a lot of money. I invest also.

Hobbies are fun.
 
Idahonotu said:
I dont spend any money from my job on hobbies and such. I have a two cabins in the sawtooths i stay at most of the year and rent one of them year round. I do not have a very lucrative career so investment properties have really given me the ability to have much more disposable income to do what i love! Plus mountains of Idaho are truly a must see for any outdoors men and isnt a bad place to wake up in the morning either!:D
Click to expand...

I was lucky enough to spend some time in the Sawtooths many years ago. Has to be one of the most beautiful places I've been. It was in June and still 4' of snow and lakes were frozen. I need to get back there one of these days.
 
MikeC said:
The answer is always more, that is making more. You will never make more by focusing on getting by with less. To be sure I'm not talking about not saving so please do not misunderstand. It's like so many of these post refer to selling knives in lean times, you should work smarter and harder to stave off lean times or to make them go away. The thought of selling to pay bills should never enter your mind, never. You should resolve to not only keep what you have should you still desire to possess it and to also possess more should you desire that as well. That happens with more income not less you can save and be frugal but there is simply no substitute for more money, it is a mind set and a life style that was touched upon by a previous post by jbmonkey in this thread.

Hard work leads to more income but it requires sacrifice and not with being frugal but missing out, tomorrow is good Friday and all but a national holiday in my part of the world. Everyone is boiling crawfish and hanging with family and friends. I'll be on a new job 70 miles from my house by 9 am, there till noon getting it started and then on to my farm to fill feeders, change camera cards, blow leaves and sticks out of food plots, feed the fish in the pond and some bush hogging before sun down. Saturday I'll be in the office all day, Sunday I'll be off until 7 pm then I'll hit it from 7 to 10 pm to get a jump on the work week. That is the sacrifice I speak of, so while others are off and relaxing you have to put in the extra time, period it's the only way it happens. I'm not home much I'm either working at the office are at our farm tending to the deer and bass so my son has a place to enjoy but when we need or want something we buy it. That said over this 3 day holiday weekend I'll work all but about 8 hours of it on Sunday, however the work at the farm on Friday afternoon is something I really enjoy so it's not really work.

Please don't take this as arrogant but your post is about the question How do you afford it all, well there it is for me. Also and most importantly I consider it all to be a blessing from God and try to constantly give him the credit, praise and thanks for it.
Click to expand...

Not to offend, but lean times are rarely in our control. I mostly agree with you, I've saved, invested and, finally started my own business. Open 18 months, only two months in the red and flourishing to the point where we need to expand within the next 3-6 months. Problem? I got cancer. Immunosupressed, I've spent literally months in the hospital, full disability. Luckily, my fiancée is goddamn brilliant and has kept the business going, but the point is no matter how hardworking, savvy and dedicated you are lean times can hit and there's not much you can do. Things have stabilized some now, but I absolutely sold off some of my collection to make sure my stepdaughter had the Christmas she deserved. Luckily, I have been careful enough that I'm now in a position to sell in order to buy more, but I would caution you against viewing lean times as any kind of moral failing. You control what you can to minimize them happening, but when they hit, you do what you must.
 
Good Thread...

I make decent % above the national average, I drive a used truck, I live in an area with a very low cost of living.
I work as much overtime as I can.

My secret for happiness has been:
Live below your means and continue to get education until you find a career that will reward you. Don't gamble on kids and a marriage; if you do it, realize the risks.
Work harder than everyone else around you, there's a lot of dead weight in a given company. Hard work beats talent, when talent is lazy.

I started out with a teaching degree and it wasn't for me, I went back to school for welding and worked as a combo-welder/fitter for a bit, merged into quality control, then merged into quality assurance, and finished a masters in project management. About to merge into contracts and begin work on a juris doctorate...

I'm not in a serious relationship, no kids, and wear condoms...lol
No responsibilities other than basic living expenses and a cat.

I like to keep my life simple, drama free and I purchase only what I can afford after 401k, investments, etc. are taken care of.
 
MikeC said:
The answer is always more, that is making more. You will never make more by focusing on getting by with less. To be sure I'm not talking about not saving so please do not misunderstand. It's like so many of these post refer to selling knives in lean times, you should work smarter and harder to stave off lean times or to make them go away. The thought of selling to pay bills should never enter your mind, never. You should resolve to not only keep what you have should you still desire to possess it and to also possess more should you desire that as well. That happens with more income not less you can save and be frugal but there is simply no substitute for more money, it is a mind set and a life style that was touched upon by a previous post by jbmonkey in this thread.

Hard work leads to more income but it requires sacrifice and not with being frugal but missing out, tomorrow is good Friday and all but a national holiday in my part of the world. Everyone is boiling crawfish and hanging with family and friends. I'll be on a new job 70 miles from my house by 9 am, there till noon getting it started and then on to my farm to fill feeders, change camera cards, blow leaves and sticks out of food plots, feed the fish in the pond and some bush hogging before sun down. Saturday I'll be in the office all day, Sunday I'll be off until 7 pm then I'll hit it from 7 to 10 pm to get a jump on the work week. That is the sacrifice I speak of, so while others are off and relaxing you have to put in the extra time, period it's the only way it happens. I'm not home much I'm either working at the office are at our farm tending to the deer and bass so my son has a place to enjoy but when we need or want something we buy it. That said over this 3 day holiday weekend I'll work all but about 8 hours of it on Sunday, however the work at the farm on Friday afternoon is something I really enjoy so it's not really work.

Please don't take this as arrogant but your post is about the question How do you afford it all, well there it is for me. Also and most importantly I consider it all to be a blessing from God and try to constantly give him the credit, praise and thanks for it.
Click to expand...

I don't take it as arrogant at all, it actually breaks my heart. You do work very hard and I think that is inspirational but I think your son would probably rather have had you rather than the stuff you could buy with the money. Im sure my words will mean nothing, but it is rare that I read things on the net that truly hit me deep and your post is one of them.

To the OP I have personally overspent on stuff in general and have got myself into some debt over the years. I make good money but have spend even better money. I have changed in the last while and have given up spending on so much stuff andd focusing on being more aware of my life and how I live it. I have never bought less and yet have never been happier. Funny how that happens.
 
You must log in or register to reply here.
Back
Top