If you are trying to insinuate that I am a jerk or some other negative connotation, I would certainly beg to differ. I am an educated and respectful man. When someone unjustly criticizes me, I always feel the need to professionally correct them. You do not tell a grown man with two undergraduate and two graduate degrees, an incorporation, four years of active duty military duty experience, national level athletic status, and a host of other accomplishments, that they "NEED TO" do something directly after posting an "angry" emoticon. I respect others, and I inversely command respect from others. Rather than TELLING them what they NEED to do, you should politely ask them if they CAN. It is called "proper etiquette". And 65% of a value is an extremely simple calculation to figure out. If you cannot even do that, then I do not trust you enough for you to send me a Paypal payment and subsequently follow through with a smooth transaction. This is where you say "touche", and cease further argument.
God Bless,
Richard