Folks, when you registered for this site, you agreed to follow our Subscriber & User Agreement. Yes, you did. Seriously. You even checked a box stating you read and agreed to it. We have listed many of the things that will earn you warnings & infractions in the FAQ. There's a reason why we have a graduated system of warnings and infractions prior to bannings; it's so that you can learn from your mistakes and hopefully not repeat them. For those who are search or mentally impaired, here's a direct link to them: http://www.bladeforums.com/forums/faq.php?faq=faq_warning_infractions_banning#faq_faq_warnings Being a paid subscriber does not exempt you from the Subscriber & User Agreement. Seriously, it doesn't. We even put a little part in the FAQ that tells you: http://www.bladeforums.com/forums/faq.php?faq=paying_membership_faqs#faq_paying_membership_banned So, when you don't bother to read the rules, and don't bother to read the FAQ, and don't bother to follow the instructions that Mods give you after giving warnings, then sass the mods repeatedly, your account is suspended. When your account is suspended, you don't get your membership fee's back. One of our recently banned members decided to call me up today and give me an earful about how it's unfair that he was banned for not following the rules and indignant that we hadn't refunded his money. When I told him he would not be receiving a refund, he went on a tirade about how we were "stealing" his money by banning him, and words to the effect that he'll be seeking revenge. Whatever. It's simple: don't be a jackass, and you won't get banned. If you get banned, sorry, your membership is forfeit. Call it a service charge for dealing with assholes. If you try to dispute the charge with PayPal, you are also going to have a bad time: https://www.paypal.com/us/webapps/mpp/ua/useragreement-full#13 Access to the areas of this site that require a paid subscription is considered digital content and is ineligible for paypal buyer protection. Deal. With. It.