I usually just put my index finger toward the front of the handle, depress the lock with the side of my thumb, flick my wrist so the ricasso hits my index finger, and then reposition and use either my thumb or index to close with the hole.
Same here. It's the same exact number of steps to closing a liner lock.
Liner lock:
1. Disengage lock
2. Move blade down with index finger so that the ricasso stops on the thumb.
3. Bring thumb over and close the rest of the blade
Back lock:
1. Disengage lock
2. Give some forward force to get the blade to come down so that the it stops by the ricasso on the index finger
3. Bring thumb over and close the rest of the blade
I disagree, the situations I noted above do not involve trying to cut with the spine. All of them can, and have, caused locks to fail. While one can argue that a well made liner lock is safer than a poorly made lockback, all things being equal the lockback will be less prone to failure. I would also disagree with your premise regarding the relative ability of a stop pin and a lock bar to withstand the forces transmitted to them in normal cutting.
I didn't catch the situations you listed.
Do you all remember the thread where Vivi (I think) was batonning with his ZDP E4? That's force against the EDGE. The back lock broke. I doubt it would have broken with a liner lock. The problem I see is that the backlock system has 2 components that can fail (lock pin + the lock itself) whereas the liner lock only has 1 (the stop pin itself.) If you have more factors, then you automatically have more chance of failure. It's like saying, "Which is more likely: Emma is a feminist, or emma is a liberal feminist?" Many will say the latter because it seems that they go together, but how can there possibly be a better chance that she fits into two categories rather than just the one?