I am okay loaning knives under very certain circumstances. The other day, for example, I was working in a barn in a group of people and we were all laying shavings down for some cattle. I loaned out my Spyderco to a few people, because I knew all we were doing was opening bags of shavings. Usually though, I will just offer to cut whatever people need. I also carry an SAK every day, so I can lend that if I need to.