Matt Cucchiara may have scammed me? (update- i got the knives)

I'm kinda amused by how often GBU threads turn into "pile on the thread submitter for making a mistake" posts :)

Here's the thing with PayPal F&F vs. G&S, though: G&S lets you pay with a credit card, even if you have enough cash in your account to cover the purchase. With that you not only get PayPal protection, but also whatever perks and protection your credit card offers. The card I use with PayPal gives me 2% cash back. Of course I'll pay G&S whenever possible - it gives me 2% off the purchase price.

If the seller insists on me paying the G&S fees, I pay 3% over the cost, but get 2% back. That's net 1% to cover me in case anything goes wrong. In other words, if even 1 out of every 100 purchases goes bad (not just seller scams, but stuff lost in mail, etc.) I'm breaking even on the fee. Who wouldn't want that?
 
"Why should I pay extra just to buy something through PayPal?!"
Because you are paying for purchase protection. When you send a package by any of the major carriers if you want to secure your package you have to pay extra for it. Consider it insurance for your purchase. I have had to use them more than once and they did not let me down. It's definitely worth the 3% to me.
 
You're being facetious? If you aren't then don't look at it as paying extra, look at it as the cost of doing business through PayPal.
...... no what he is saying is that the Paypal Fee is one levied upon the SELLER (almost exactly the same way as credit card "merchant fees" are levied on shops etc). The paypal fee is the charge that the SELLER should accept as the cost of being able to almost instantly receive secure funds via an electronic form and not having to set up an account with a bank and start taking credit cards as a business. With the service, and you know no services are "free", we would all be back to cash, money orders etc etc. If it were for the BUYER to pay the fee then Paypal would levy it from them in the transaction. What I believe he is referring to specifically is all the sales ads with $x plus 3% if paying by G&S etc where the SELLER is recouping the fee from the BUYER.
 
I'm kinda amused by how often GBU threads turn into "pile on the thread submitter for making a mistake" posts :)

If it seems as though I'm "piling on", it's because I am.

I'm trying to make sure everyone who sees this is reminded that paying with F&F or Gift is stupid, fraudulent, and asking for it.

Stupid because you are obviously paying for "Goods and Services", but somehow not clicking that option at the pay screen.

Fraudulent because you are lying about the transaction and defrauding PayPal, who has provided you a service for your convenience.

Asking for it because... well, just search around the GBU subforum and count how many times people have gotten into this mess with F&F.
 
Because you are paying for purchase protection. When you send a package by any of the major carriers if you want to secure your package you have to pay extra for it. Consider it insurance for your purchase. I have had to use them more than once and they did not let me down. It's definitely worth the 3% to me.

...... no what he is saying is that the Paypal Fee is one levied upon the SELLER (almost exactly the same way as credit card "merchant fees" are levied on shops etc). The paypal fee is the charge that the SELLER should accept as the cost of being able to almost instantly receive secure funds via an electronic form and not having to set up an account with a bank and start taking credit cards as a business. With the service, and you know no services are "free", we would all be back to cash, money orders etc etc. If it were for the BUYER to pay the fee then Paypal would levy it from them in the transaction. What I believe he is referring to specifically is all the sales ads with $x plus 3% if paying by G&S etc where the SELLER is recouping the fee from the BUYER.

I clarified my original post. I agree that the seller should pay the fee, yes, but I'm more saying I have no sympathy for buyers that use Gift because they also think they are getting a discount (as in the fees are subtracted from the sale price). I will never ever use Gift option, even if I trusted the person, because in the event something goes wrong I have no recourse.
 
...... no what he is saying is that the Paypal Fee is one levied upon the SELLER (almost exactly the same way as credit card "merchant fees" are levied on shops etc). The paypal fee is the charge that the SELLER should accept as the cost of being able to almost instantly receive secure funds via an electronic form and not having to set up an account with a bank and start taking credit cards as a business. With the service, and you know no services are "free", we would all be back to cash, money orders etc etc. If it were for the BUYER to pay the fee then Paypal would levy it from them in the transaction. What I believe he is referring to specifically is all the sales ads with $x plus 3% if paying by G&S etc where the SELLER is recouping the fee from the BUYER.

Actually he was being facetious. A word I rarely get to use.
 
I prefer to get the final price from the seller including the fees and shipping if he so chooses and then it is easier to make a decision of "Buy or not to buy that is the question". I feel it is the same when buying on the big one. I prefer to see the final price with free shipping than the net price with shipping. It must be psychological, It makes me feel like I got a good deal.
 
I will not pay anyone's fees or use FF......period.
Every sales thread asking....net to me or F&F, I just pass on.
There is absolutely no reason whatsoever for anyone to pay the seller's fee.
When using a CC in a restaurant, do you want to pay the fees?? Highly doubtful.
No difference in the Exchange.
 
I will not pay anyone's fees or use FF......period.
Every sales thread asking....net to me or F&F, I just pass on.
There is absolutely no reason whatsoever for anyone to pay the seller's fee.
When using a CC in a restaurant, do you want to pay the fees?? Highly doubtful.
No difference in the Exchange.
Absotutely put the full cost up or go on ignore.
 
Damn this thread is just roasting me lol

I know that was a bad mistake, just marked it as a lost from stupidity.
Mostly was just trying to warn you guys he isn't' the best seller. I talked to someone else who bought a knife at the same time as me and paid G&S and got nothing. There were also others who did get their knives.
 
I will not pay anyone's fees or use FF......period.
Every sales thread asking....net to me or F&F, I just pass on.
There is absolutely no reason whatsoever for anyone to pay the seller's fee.
When using a CC in a restaurant, do you want to pay the fees?? Highly doubtful.
No difference in the Exchange.
technically we pay it in the price of all real businesses and rarely do they cash discount....although our hvac businesses often does among a few others.

agree just put the fees in the price same as shipping and one price. ridiculous how folks think a 3% lower price is gonna make the difference between sold or never sold. if it cant sell 3% higher, its listed at the wrong price point.
 
Hey JB....this HVAC contractor offers cash discounts........GLADLY!!
:D
Joe

technically we pay it in the price of all real businesses and rarely do they cash discount....although our hvac businesses often does among a few others.

agree just put the fees in the price same as shipping and one price. ridiculous how folks think a 3% lower price is gonna make the difference between sold or never sold. if it cant sell 3% higher, its listed at the wrong price point.
 
This guy sounds like a real peach!
The only thing you have to look forward to......karma will do 2 things here.
1. It will somehow square you away in the future.
2. It will bite him in the ass worse than an angry pit bull.
Rest assured.
Joe

Damn this thread is just roasting me lol

I know that was a bad mistake, just marked it as a lost from stupidity.
Mostly was just trying to warn you guys he isn't' the best seller. I talked to someone else who bought a knife at the same time as me and paid G&S and got nothing. There were also others who did get their knives.
 
I sent a knife in for maintenance work on Sept 14th and have yet to hear anything from him since Sept 12th (been over a month). I know maintenance stuff like that can take time, but the lack of communication since I sent the knife out has me worried a little bit. I just wanted to let you know you're not alone as other people seem to be backed up with him as well. I've noticed several people on his Instagram have yet to hear back from him about purchase inquiries too. I'm trying to give him the benefit of the doubt that there's some other issue going on as he seems like a stand-up guy from previous interactions.
 
Last edited:
Just for an update to anyone who followed the thread- I never was able to get in contact with him after multiple attempts on many different systems. From some research, without getting into too much detail, it looks like Matt has some other issues he has to deal with, so I don't think he is a scammer rather really bad timing/life.
 
Very understanding of you, but we've heard this tune played too many times. :thumbsdown: Maybe true, but ...??? :rolleyes:
 
Just for an update to anyone who followed the thread- I never was able to get in contact with him after multiple attempts on many different systems. From some research, without getting into too much detail, it looks like Matt has some other issues he has to deal with, so I don't think he is a scammer rather really bad timing/life.

I tried to give him the benefit of the doubt, but reality is reality. There are extremely few legitimate reasons for taking someone's money and not sending the goods, and reasons for not contacting them over this period of time are almost non-existent. He isn't contacting you , because he doesn't want to face up to this. His problems are his own-very disappointed that he is dragging you into them, and taking your money is totally not acceptable.
 
Just for an update to anyone who followed the thread- I never was able to get in contact with him after multiple attempts on many different systems. From some research, without getting into too much detail, it looks like Matt has some other issues he has to deal with, so I don't think he is a scammer rather really bad timing/life.

He still owes you a knife or a refund, period.
 
Back
Top