Monthly Ebay Fees?

I don't know if that page shows the info you're looking for Peter, but I know that there is a monthly fee to set up an ebay store. You might have to search for it, but it is there.
 
I am wondering what this means:

Use this form to place your credit card on file for automatic monthly payment of your eBay seller fees. These are the fees eBay charges sellers for listing and selling items. The information is protected using the industry standard ssl.
 
You can pay ebay fees in one lump payment or in monthly installments. There is no monthly fee just for being a member of ebay.
 
So, I can pay, for example, a $5 isertion fee and $20 comission after the auction closes, or space out those payments over a month?

Sorry for all the questions, but I am new to selling on Ebay. :o
 
The monthly payment system seems to work like this. Instead of making an immedialte payment with your credit card, or through Paypal, you can arrange to have a monthly automatic withdrawal set up with your bank. You will be invoiced for all transactions done in a month and your account will be debited 10 to 14 days after you have received the invoice. This is not a system where you can make payments over 6 months or a year like a loan.
 
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